Financial technologies and the effectiveness of monetary policy transmission / Iftekhar Hasan, Boreum Kwak, Xiang Li

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174224095X

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urn:nbn:de:gbv:3:2-129071

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Halle (Saale), Germany : Halle Institute for Economic Research (IWH) - Member of the Leibniz Association, [08. Dezember 2020]

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1 Online-Ressource (III, 57, A14 Seiten, 5,21 MB) : Diagramme

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eng

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Inhaltliche Zusammenfassung

This study investigates whether and how financial technologies (FinTech) influencethe effectiveness of monetary policy transmission. We examine regional-level FinTech adoption and use an interacted panel vector autoregression model to explore how the effects of monetary policy shocks change with FinTech adoption. The re-sults indicate that FinTech adoption generally enhances monetary policy transmis-sion to real GDP, bank loans, and housing prices, while the evidence of transmission to consumer prices is mixed. A subcategorical analysis shows that the enhanced effectiveness is the most pronounced in the adoption of FinTech payment, compared to that of insurance and credit.

Schriftenreihe

IWH-Diskussionspapiere ; 2020, no. 26 (December 2020) ppn:837399270

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